Simien Properties

  Buying a home in Clear Lake or Houston? This is an exciting and complex adventure. It can also be a very time-consuming one if you're not familiar with all aspects of the process, and don't have all the best resources and information at hand. Buying a home is most likely the biggest investment you will ever make. So whether you're buying your first home, your dream home or an investment property, contact me to make the most informed decisions you can. Not buying for a few months or more - that's okay. I can share things you can do NOW to help you when you are ready.

Home Buying Myths

MYTH: The first step to buying a home is finding a home you like online
The first step to buying a home is connecting with a REALTOR® who can then connect you with some great lenders to get pre-approved.

MYTH:  I need at least 20% down payment to buy a home
Many loan programs require as little as 3.5% down.  If you have served or are serving in the military that amount can be -0-.

MYTH:  The best source for homes for sale is Zillow or Trulia
As your agent I can set up a customized search with your criteria making your online experience easier using www.har.com.  It can be customized so as soon as an agent enters a listing you are notified.  Other 3rd party sites may contain old, inaccurate information.

MYTH: I’m not buying a home for another 6 months it’s too early to talk with a REALTOR® or a lender
I have worked with buyers more than a year out. This allows you to identify any credit, debt or income issues to address beforehand.  It also give you an idea how much money you’ll need on hand

MYTH:  I can’t afford to have a REALTOR®
Having a REALTOR® represent you as a buyer costs you nothing.  The seller pays our commissions. 

MYTH: With the internet I can find and buy a home on my own
While there is a wealth of information online, a REALTOR® can guide you through the process, forms, title companies, inspections, negotiations and so much more. The seller’s agent represents the seller and their interests – why limit access to a free resource?

MYTH:  When buying a new home I’m not allowed to have my own REALTOR®
Most homebuilders welcome buyer’s agents.  Having a REALTOR® represent you in a transaction costs you nothing.  The builders are representing themselves; you will want someone to be an advocate for you.